Practice Areas
Different types of Bankruptcy cases - For different client needs
We know Bankruptcy - Regardless of How Big or Small the Case
The Law Offices of John M. Hyams has established a strong reputation in the legal community with a wide range of experience in bankruptcy law. Several other law firms and accounting firms refer their bankruptcy clients to us because of that reputation.
Our areas of practice focus on all levels of bankruptcy, whether it be business or personal. We understand the importance of your case and will handle it using the utmost discretion and dedication.
Chapters overview
Chapter 7
Chapter 7 bankruptcy cases comprise the majority of all bankruptcies filed nationwide. Debtors receive Federal Bankruptcy Discharge Orders that wipe out all or most of their debt.
Chapter 11
Chapter 11 bankruptcy is a business reorganization that in most cases enables the client to significantly reduce debt and increase cash flow.
Chapter 13
Chapter 13 bankruptcy is a reorganization case for individuals with regular income. Many people use this as a method to catch up on missed payments of some type. But this type of case also comes with a Discharge Order. Chapter 13 clients are surprised to find that they too are rendered debt-free at the conclusion of these cases.
Want to take quick Bankruptcy calculator?
This quick test will help you to see which chapter you are qualified for?
Bankruptcy calculator